Special Financing Details

No Interest if paid in full within 6 months^



On qualifying purchases of $150 - $1,999.99 made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.

^Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 05/01/24: Purchase APR is 29.99%. Minimum Interest Charge is $2. As of 07/16/24: Purchase APR 34.99%.Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

0% Interest with 24 equal monthly payments†


On purchases up to $1,999.99 made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.


0% Interest with 36 equal monthly payments†


On purchases of $2,000 to $9,999.99 made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.


0% Interest with 48 equal monthly payments†


On purchases of $10,000+ made with your Sewing and More credit card. Promo fee of 2% of amount financed will be included in required monthly payments.


 +Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to 520 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Frequently Asked Questions

How do I apply for Sewing & More Credit Card?



It's simple! CLICK HERE

How do I manage my Sewing & More Credit Card account?


Register your Sewing & More credit card at mysynchrony.com. To register your card you will need your full account number, last 4 digits of the primary accountholder’s Social Security Number, and Date of Birth.

How can I make a payment on my Sewing & More Credit Card?


You can make same-day payments until 11:59pm E.T. once you have registered your card on mysynchrony.com or by mailing your payment the address on your billing statement.